English
Spanish

Luis Vale

Investment Banker | Founder | YC Pioneer Program

Work Experience

Bank of AmericaJul 2025 - Present
Investment Banker
  • Working in both the NET and M&A groups, providing strategic financial advisory services to corporate clients.
  • Leveraging expertise in investment banking to support complex financial transactions and corporate restructuring.
On DeckFeb 2025 - Mar 2025
On Deck Fellow (ODF 24)
  • Selected as part of the prestigious On Deck Fellowship program, connecting with top entrepreneurs and investors in the startup ecosystem.
  • Participated in intensive workshops, mentorship sessions, and networking events focused on scaling businesses and building meaningful connections.
CostCutsJan 2025 - Aug 2025
Co-Founder & CEO
  • Built a no-fee solution that helps smaller startups and SMBs save 10-30% on their software spend through collective buying power.
  • Achieved #4 Product of the Day on Product Hunt with zero promotion, demonstrating strong product-market fit and user demand.
Bank of AmericaJun 2024 - Aug 2024
M&A Investment Banking Analyst
  • Developed PowerPoint presentations, public information books, and financial models regarding potential M&As.
Pump.co (YC S22)Dec 2023 - Dec 2024
Account Executive & GTM
  • Led go-to-market initiatives including billboard advertising, social media campaigns, and podcasts, totaling 20%+ monthly revenue growth.
  • Managed new leads and hiring efforts from Series Seed to A as the 2nd business hire, generating over $1M in the first year of operations.
Bank of AmericaJun 2023 - Aug 2023
Natural Resources & Energy Transition Investment Banking Analyst
  • Developed PowerPoint presentations, public information books, and financial models regarding IPOs and potential M&As.
Due North Family EnterprisesJul 2022 - May 2023
Private Equity Analyst
  • Conducted industry research on multiple sectors to find target companies for acquisition.
  • Presented analysis on industries and companies regarding a potential 50-million-dollar acquisition under an LBO model.
Popular, Inc.Jun 2022 - Jul 2022
Investment Analyst
  • Analyzed clients' investment portfolios totaling 5 billion AUM, valuing mutual funds to determine if they were investment-grade.
  • Developed and presented reports on reconstructing portfolios to adapt to current fixed-income and public market conditions.
PingproJun 2021 - Aug 2021
Regional Sales Manager
  • Handled front-end sales and marketing for 100+ contractors in the Puerto Rican subdivision.
  • Created customer acquisition strategies and analyzed demographics to move the company's focus to commercial consumers.
Wells Fargo & CompanyJun 2018 - Jul 2018
Finance Intern
  • Created balance sheets for its subsidiary, Reliable Financial Services, which was consolidated into Wells Fargo's financial statement.
  • Administered information management systems for storing lease agreements, insurance statements, and financial reports.
Global Equity Management (GEM)Aug 2022 - Present
Founder & Workshop Director
  • Developed the first long/short investment club available to every university with 6+ chapters and 100+ students currently.
  • Oversaw all logistics including training, marketing, selecting topics, and managing legal requirements.

Education

NYU Stern School of BusinessMaster of Science (MS) in Accounting, Concentration in Finance & Accounting, Minor in Public Policy & Management
NYU Stern School of BusinessBachelor of Science (BS) in Business, Concentration in Finance & Accounting, Minor in Public Policy & Management
Y CombinatorPioneer Program - Attended closed-door talks at YC HQ to learn about building startups from YC Group Partners & Founders
Founder UniversitySixth Cohort - Selected out of 2000+ applications into a cohort of ~150 startup founders

Core Competencies

Business StrategyExpert in developing strategic business plans, market analysis, and growth strategies for companies ranging from startups to billion-dollar corporations.
Finance & Investment BankingDeep expertise in M&A, financial modeling, corporate finance, and investment analysis with experience at top-tier financial institutions.
EntrepreneurshipProven track record of building profitable products, leading sales teams, and scaling businesses from concept to successful market presence.
Technical SkillsProficient in Python, Microsoft Office Suite, Google Sheets, Photoshop, After Effects, S&P Capital IQ, Bloomberg Terminal, and financial modeling.